Superannuation and SMSFs
Making your superannuation savings work for you
At Intelligent Financial Outcomes, we understand the ever changing complexities of the superannuation environment including self-managed superannuation funds (SMSFs) and can help structure a superannuation strategy that is right for you. Maintaining growth in a helpful and encouraging fashion is as important to us as it is to our clients.
Your superannuation savings or ‘super’ as it is more commonly called, is likely to be your greatest asset (aside from the family home) as you approach retirement.
However, many people overlook the importance of superannuation and the role it plays in growing your retirement nest egg. Those who pay little attention to their super fund, may find that their savings are held in the default (or balanced) option, which may not be ideal for their circumstances, retirement goals, or what we call your “tolerance towards risk.”
This could mean reaching retirement age with less money in your super fund than you may have otherwise accrued had the investments been more appropriately structured according to your particular circumstances, financial situation and longer-term objectives.
To find out more about our approach to superannuation, please contact us.